US Bankruptcy Filings Fell 9.3% to Lowest in Nearly 5 Years

Business and Non-Business Filings
Years Ended June 30, 2001-2006
Year Total Non-Business Business
2006 1,484,570 1,453,008 31,562
2005 1,637,254 1,604,848 32,406
2004 1,635,725 1,599,986 35,739
2003 1,650,279 1,613,097 37,182
2002 1,505,306 1,466,105 39,201
2001 1,386,606 1,349,471 37,135
Bankruptcy filings fell 9.3% during the 12-month period ending June 30, 2006. Bankruptcy cases filed in federal courts during that period totaled 1,484,570, down from the 1,637,254 bankruptcy cases filed for the 12-month period ending June 30, 2005. This is the lowest filings have fallen since the 12-month period ending September 2001. The drop in bankruptcy filings has occurred since the implementation of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Most of the Act's provisions went into effect on October 17, 2005. The data were released today by the Administrative Office of the U.S. Courts.
Non-business filings for the period totaled 1,453,008, down 9.5 percent from the 1,604,848 non-business filings during the 12-month period ending June 30, 2005. In the 12-month period ending June 30, 2006, business filings also dropped to 31,562 down 2.6 percent from the 32,406 filings reported in the previous 12-month period.

Chapter 11 filings totaled 6,224 as of June 30, 2006, down 7.1 from the 6,703 filings for the 12-month period ending June 30, 2005.

Of the total number of bankruptcy filings in the 12-month period ending June 30, 2006, there were 1,164,815 Chapter 7 filings. Chapter 13 filings, the next largest group of filings, totaled 313,085 in 2006. Chapter 12 bankruptcy filings totaled 360.

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